Focusing on just the medical side of an employee’s health doesn’t offer a complete picture. Taking a whole-person approach means addressing one’s physical, mental, financial and overall health and well-being needs. UnitedHealthcare has the breadth of products and solutions to help ensure your clients’ health benefits strategy addresses all the factors that may influence employee health and well-being.
In the U.S., more than 70% of employees, 53% of children and 36% of non-working adults receive health benefits from employer-sponsored group health insurance plans.1 What’s more is that employers rank medical benefits as the No. 1 most important benefit to offer employees.2 At UnitedHealthcare, we are working to offer medical plan and network options for employers of all sizes that are characterized by robust coverage and lower costs.
As the No. 2 most important benefit to offer according to surveyed employers,2 pharmacy care is a critical piece of the benefits puzzle. When medical and pharmacy benefits are provided and managed together, care can be more coordinated across the two benefits, allowing for better health outcomes, lower costs and simpler experiences. And, at UnitedHealthcare, our integrated benefits approach has proven results.
The state of one’s oral, eye and ear health can be another indicator of overall health and well-being, and that’s why specialty benefits, including dental, vision and hearing, are so critical — coming in as the third most important benefit to offer among employers behind medical and pharmacy benefits.2 They can also reduce costs: In fact, UnitedHealthcare clients have seen up to $4 to $7 per member per month (PMPM) in medical cost savings when specialty benefits are integrated with their group health insurance plans.3
With 12B working days lost annually due to depression and anxiety, employers are losing up to $1T in productivity costs each year.4 And since research shows that mental health and other aspects of a person’s health are often intertwined,5 adding behavioral health benefits into your clients’ offerings can help ensure employees and their families have access to the mental health support they may need. At UnitedHealthcare, we focus on delivering a guided experience that helps members find the behavioral health care they need.
Personal financial concerns or economic hardships can take a toll on an employee’s overall health and well-being. That financial stress can also affect an employer’s bottom line by contributing to on-the-job distraction, increased absenteeism and lower retention rates.6 In fact, U.S. employees spend more than 4 hours a week managing personal finances during work hours.7 At UnitedHealthcare, we’re working to meet the whole-person health needs of your employees, including their financial well-being.
Making healthier lifestyle choices may help reduce the likelihood of developing a chronic illness while also improving one’s overall quality of life. At UnitedHealthcare, we’re committed to helping employees access the support to be the healthiest versions of themselves.